Recognize the status of loan request
How can one recognize the status of such a CargoCredit loan request? The online loan request is made in several steps. At the beginning is the selection of the desired loan. The CargoCredit offers several online credit products (preferential, residential, auto, self-employed). Here you select the loan product, the loan amount and the term, at the same time you indicate your income. The system will then guide you through the request route in four steps.
To know the status of the online loan request
First, you will be asked about the type, duration and scope of your professional activity and current financial burdens. In the second step, various insurance packages for residual debt protection are offered. This is followed by the query of personal data, the housing conditions, the contact and the bank data, the consent to private credit information, etc. .. Finally, the recorded data are displayed and you can print the loan application or can be sent by post.
The status of the CargoCredit loan request is displayed in a bar, which shows the step reached. This allows users to see at what stage of the online credit request you are currently at.
What happens after sending the loan request?
The further procedure then looks like that you send the signed loan application along with the required proofs (salary statements, account statements, etc.) to the CargoCredit. New customers also require a legitimacy check, which can be done either by VideoIdent or PostIdent. The CargoCredit then checks the loan application – the actual loan request – and issues the commitment. This can take a few days.
The customer will be informed by e-mail after the online loan request about the further processing progress to the disbursement of the desired loan. Thus, the credit request status is always recognizable for credit users of the CargoCredit. By the end of the credit check at the latest by a telephone or a written notice of the result. It is done automatically. The customer does not have to do anything about this.
Other options for the loan request status
It is also possible to view the status of the loan request online at their website. All you need to do is specify the contract number and postcode of the place of residence. Here it is then displayed at which stage of processing the loan request is currently. Another possibility is the telephone inquiry of the state of the processing. This overview shows that CargoCredit has many options for getting credit request status.